2/3 c. non-fat plain yogurt or non-fat sour cream
2/3 c. skim milk
3/4 c. sugar
1 1/2 c. flour
2 tsp. baking powder
1 tsp. baking soda
1/2 tsp. salt
1/2 c. mini chocolate chips, blueberries, grated apple or sprinkled with cinnamon-sugar

In large bowl, mix yogurt and milk well. Gently stir in dry ingredients just until moistened. Blend in chocolate chips. Fill muffin cups 3/4 full. Bake at 400° for 18 to 20 minutes or until browned. Makes 12 muffins.

For cinnamon-sugar variation, sprinkle mixture generously in middle and lightly on top of muffins.