2 pkgs. (8 oz.) cream cheese
1 can Hormel chili with beans or without
4 oz. shredded cheddar
4 oz. mozzarella
2 bags tortilla chips (for dipping)

Spread softened cream cheese in bottom of baking dish, pour can of chili over and top with shredded cheeses. Bake at 325 degrees for 15 minutes.