MEXICAN APPETIZER

ingredients

2 pkg. cream cheese
1 can refried beans
1 can Hormel chili without beans
1 jar salsa
1 c. shredded Cheddar cheese

preparation

Mix together ingredients. Bake 30 to 45 minutes at 350°. Keep warm in a crock-pot. Serve with tortilla chips. Or, microwave on Medium heat; stir every 5 minutes.